Financing

Diamond Jim's Has Generous Credit and Layaway Plans

Credit Options

There are special times in our lives when only a great piece of jewelry will do. At Diamond Jim's in Phoenix and Sun City, you can finance that special piece of jewelry with favorable, easy terms that fit in with your lifestyle and budget! Whether it's an engagement ring, a wedding ring, an anniversary band, a graduation present or other life milestone Diamond Jim's has you covered. Your Diamond Jim's credit card will allow you to have affordable payments and offers oustanding introductory rates. Diamond Jim's is proud to extend financing as low as 0% for qualified customers! You can purchase jewelry today and pay over time. Your Diamond Jim's credit account can be used for everything we carry - for that engagement ring, wedding ring, graduation gift, designer jewelry, watches or diamonds. We can finance it all!

Layaway Plans

Diamond Jim'shas brought back the layaway plan!  In today's economic times, many people are turning to the layaway plan as the safe and reasonable way to purchase an item. This allows you to make payments (with no interest!) as often as you like before you take your jewelry home. How it works:

  • Choose the item you want
  • Deposit 10% (or more if you wish)
  • Take up to 3 months before taking it home (longer terms may be available)
  • No interest, no charges of any kind

Layaway plans are a wonderful alternative in today's financial environment.

At Diamond Jim's you may be able to trade in your old, broken, unwanted, outdated, mismatched jewelry for something new and beautiful - many times for as much as you paid for it originally. Try doing THAT with anything else you ever bought!

When you visit our store, be sure to ask about our financing and layaway plans or bring in your item to trade. The application process for credit is fast and easy! We'll go out of our way to make your transaction as easy and smooth as possible!


Diamond Jim's honors the Veterans who have served our country and any military personnel currently serving in any branch of the armed forces with a 10% discount on all jewelry or repair work. Thank you for your service!