Financing Offers

At Diamond Jim’s Jewelry, we’re happy to provide you with multiple jewelry financing options to help you buy that perfect piece!

We want you to feel comfortable with your jewelry purchase and your financing decision.  We can help you find the financing solution that works for your budget and lifestyle.  If convenient monthly payments work for you, we can help.  How about a no finance lay-away plan?  Let us help you find the plan that works for you.

Currently we have special jewelry financing offers listed below. These offers include long term deferred interest rates and special perks for existing Diamond Jim card holders.  View our current offers below.

Diamond Jim’s Luxury Card financing program is sponsored by Synchrony Bank.  The application process is simple and quick.  Be sure to ask one of our friendly staff about our jewelry financing and together we can figure out the plan that best suits your needs!


At Diamond Jim’s reserve an item in store with a 10% deposit and then make monthly* payments necessary to pay for that item.  When the item is paid in full, you can pick it up and take it with you.  The difference between layaway and our credit options is with layaway you must wait to have the jewelry until it is paid for, while the credit option allows you to take the item home before it is fully paid for.  Use the option that is best for you.  If you’d like to discuss these options, please come into the store or call us and we’ll be happy to go over them with you.

**Payments can be made more frequently (weekly), but at the minimum, must be made on a monthly basis in order to secure your layaway item.

Specialty diamonds may be purchased on credit or put on layaway in special circumstances with prior approval from Diamond Jim’s.  Please read about our annual diamond buying trip to Belgium.