Financing From Diamond Jim’s

Diamond Jim’s has a fantastic jewelry financing program.  Our jewelry financing program is sponsored by Synchrony Bank and applying is quick and easy!

Interested in low monthly payments? Hw about a no-finance lay-away plan?  Let us help you find a purchase solution that will work within your budget. This is all about you!  We want you to be happy with your jewelry purchase and your financing decision.

Our  jewelry financing offers are listed below.  Please note that these offers are subject to change throughout the year.

Deferred Interest with Credit Approval

12 months or 6 months!

Choose Layaway to pay over time!

Reserve your special item by putting a 10% deposit down. Then make monthly or weekly payments necessary to pay off the balance.  Easy-peasy!

12 Months Deferred Interest

When you’re approved for a Diamond Jim’s Luxury card and you make a purchases over $1,800, all interest charges will be deferred*  if paid in full within 12 months.  This means if you pay it off completely within the 12 month period, you pay no interest at all!  Per the terms of Synchrony Bank, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months.  Minimum monthly payments are required with this offer.

*For qualified applicants
All offers subject to change

6 Months Deferred Interest

When you’re approved for your Diamond Jim’s Luxury card and make a purchases up to $800, all interest charges will be deferred*  if paid in full within 12 months. This means if you pay it off completely within the 12 month period, you pay no interest at all!  Per the terms of Synchrony Bank, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months.  Minimum monthly payments are required with this offer.

*For qualified applicants
All offers subject to change

Jewelry Layaway

See something you’d like to splurge on but can’t swing it right now?  We understand! At Diamond Jim’s, you can reserve your item with only 10% down. Then make monthly* payments until the balance is paid in full.  That’s it!  It’s all yours!

*When you put an item on layaway, payments must be made on a monthly basis. If you’d like to pay more frequently,  you can always pay weekly.

So, take a few minutes and apply for jewelry financing or put your item on layaway – whatever works best for you.  If you’d like to discuss your options, call us or come into the store and we’ll be happy to go over them with you.

In special circumstances, our specialty diamonds can be purchased on credit or put on layaway with prior approval from Diamond Jim’s.  Please read about our annual diamond buying trip to Belgium where we cut out the middleman to give you high quality diamonds at a tremendous cost savings to you.

Ask one of our friendly staff about our jewelry financing program and together we can figure out the best solution for you!